Roommate Harmony and Health Coverage Guide

Roommate Harmony and Health Coverage Guide

Supporting your child’s transition to college is an exciting but challenging time for both parents and students. Among the many considerations, finding a compatible roommate and ensuring appropriate health insurance coverage are paramount.

In this article we will be addressing these two areas that can significantly impact your child's comfort, well-being, and academic performance.

1. Roommate Roulette

What Questions Should We Ask Our Child's Potential Roommate(s)?

Supporting my daughter Ivonna’s move into a dorm room can be one of the most exciting yet nerve-wracking experiences for our college-bound teen. The person they share their living space with can significantly impact their comfort and well-being.
Research from the Journal of College Student Development indicates that roommate compatibility can affect a student's academic performance and emotional stability. Thus, parents and students should engage in a thoughtful conversation with potential roommates to set the tone for a positive living experience.

Key Questions to Ask Potential Roommates;

  • Personal Interests:
    • What are their hobbies, and do they share any common interests?
  • Daily Routine: 
    • What time do they usually wake up and go to bed?
  • Study Habits: 
    • Do they prefer studying in the room or in common areas?
  • Cleaning and Chores: 
    • How do they feel about keeping the room clean?
  • Guest Policy: 
    • Are they comfortable with guests, and how often do they expect to have visitors?

Checklists

[   ] Set up a meeting or video call with potential roommates.

[   ] Discuss expectations openly and honestly.

[   ] Create a roommate agreement outlining shared responsibilities.

2. Health Insurance Hustle

Do We Need to Update Our Child's Health Insurance Plan?

As your teen heads off to college, ensuring they have appropriate health insurance is crucial. According to a study by the American College Health Association, 14% of college students do not have health insurance, potentially putting them at risk. 

Understanding your options, whether it's staying on a family plan, purchasing a student health plan, or a combination of both, can save you from unexpected medical bills.

Considerations:

  • Network Coverage:
    • Does the current insurance plan cover doctors and hospitals near the college campus?
  • Cost:
    • Is the college’s student health plan more affordable?
  • Services:
    • Does the insurance cover mental health services, prescriptions, and emergency care?

Checklists

[   ] Review your current health insurance policy.

[   ] Compare it with the college’s student health plan.

[   ] Contact your insurance provider to understand out-of-network benefits.

Navigating the transition to college involves careful planning and open communication. By addressing the key areas of roommate compatibility and health insurance coverage, you can help ensure a smoother and more comfortable college experience for your child. Ready to tackle the challenges of college transition? Start by discussing roommate compatibility and health insurance coverage with your teen today!


For more tips and resources to support this exciting journey, visit our website or listen to our latest podcast episode!

Author:

Dr. Michelle Lloyd

Transition Success Coach

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